GeniusPaymentSystem.com - Howard Francis

GeniusPaymentSystem.com

By Howard Francis

  • Release Date: 2015-12-08
  • Genre: Self-Improvement
Score: 5
5
From 12 Ratings

Description

This 78 page book teaches the reader a proven system used by the very wealthy to create wealth while paying bills. You too can take advantage of this system. The way the wealthy pay their bills works for them instead of against them. 
Just by changing HOW and WHO you pay you can create immense wealth. Your principal and previous years returns are never at risk of loss in this bill paying system.
Since you have to pay bills anyway, why not earn a profit doing it?  
Chapter 1: (7 pages) - Overview of the simple math. 
Chapter 2: (9 pages) - How to not Spend Down assets and yet still qualify for Medi-Cal. California Medi-Cal Advocates have helped Californians do this for decades. 
Chapter 3: (5 pages) - US government GAO report and videos of former GAO head making the case of why federal taxes have to significantly increase 56% in the next few years. Capital gains taxes have all ready increased over 60% for the wealthy  at  the federal level. Turns out the federal debt is 400% higher than what is admitted to in public. For every 1% increase in interest rates the US govt has to spend $160 BILLION in interest payments that 1 year alone. So a 10% increase in interest rates means that the US government has to pay an extra $1,600 Billion that year alone an extra interest payments to service the debt. Is there a discretionary $1,600 Billion sitting around to pay that? The way to opt out of this is to have a tax free income and the book shows how. 
Chapter 4: (16 pages) - Overview of the Compound vs Simple math of a bill paying system which creates tax free wealth. Your funds and previous years returns are NEVER at risk of loss. You remain 100% in control of your funds. spread offered by centuries old US financial companies with tens of billions in assets an great credit ratings.
Chapter 5: (7 pages) - Just by CHANGING HOW you pay for a car and NOT WHAT you pay, you can retire with millions of dollars using math of chapter 4. 
Chapter 6: (10 pages) - By CHANGING HOW you pay for a mortgage- NOT WHAT you pay, you can retire with millions of dollars using math of chapter 4. 
Chapter 7: (9 pages) - Goes into greater detail of the math in Chapter 4. It  explains why this bill paying system creates wealth. The compound vs simple interest spread is explained in greater detail and so too are the related 2 accounts.
Chapter 8:  (2 pages) - How to fund college smarter than using a 529 Plan while also increasing your flexibility.  
Chapter 9: (5 pages) - 1035 Exchange a life insurance policy for a modern policy  and pay nothing. New policies offer new benefits if you become sick and Chapter 10 benefits. 
Chapter 10: (7 pages) Limitations of qualified plans such as 401k, IRA, 403b etc and a private sector alternative that averages 300% greater income and far greater flexibility and freedom. 
Chapter 11: Author’s other two eBooks.

Reviews

  • Great 401k replacement

    5
    By Sashquach
    Option explained in this book pays far more, has much lower risks, covers you if you are sick or die. Great recruiting tool for tech companies. Bye bye 401k. I challenge you to read this book and not ditch your 401k.
  • Book rocks. Loved it.

    5
    By Nick of Hawaii
    Read this book if you want to pay for your cars or mortgage and earn a profit. Book rocks!!!
  • This book will take two hours to read and it will change your life

    5
    By WillieThe CPA
    This book is becoming popular in Florida. This the most efficient and effective book for changing your thinking about creating wealth. IF YOU OWN A BUSINESS, THIS IS A MUST READ!
  • A proven system for the middle class to create wealth paying bills smarter.

    5
    By Frank in panama
    Who would have ever thought that you could create wealth just paying your bills smarter. Turns out everyone can use a little known compound vs simple interest spread to create great wealth. You do not have to trust the author he shows you the simple math. I never realized there was a bank account that paid 8 % compound interest that was collateral for a credit line loan that cost 4% simple interest. The spread is a tax free profit and you are paid an ever increasing profit every year of your life until you die. Turns out the wealthy have been doing this for decades. The author creates online schools for attorneys with very wealthy clients in the UK and US. This secret bill paying system of the wealthy is a life changing thing the author now shares this with we the people. If enough people read this book things are going to really change.
  • CPA

    5
    By Brian the CPA
    My tax clients love this book, It takes simple math to teach business owners how to lower their taxes while increasing their wealth. By reading this book middle class people can become wealthy.
  • Easiest way to create wealth

    5
    By Ken the advisor
    This book is simple to understand yet it will transform your life and retirement. Most of these books are 90% padding...you are 40 pages into it before you read anything of real value. This book is a 90 minute read. On page 2 the author starts explaining the math...within 25 pages you know everything you needs to know. The rest of the boom is showing applications of this. It is huge for small businesses. Author also reviews other cool things I will use with my clients. Imagine a lending tree for commercial loans....turns out 90 % of commercial loan applications are not funded. 7% of those are funded by a big bank. Now in 10 minutes online 4,000 lenders compete .Imagine saving 70% on your corporate taxes. Read this b
  • Spend to get rich

    5
    By Victor Preston
    This book really clarifies the math on how to make your money work. I can see that taxes and the way you spend your money keeps you form getting ahead. I have verified the math and concepts and they are right on. Vm, tax advisor
  • Loved it now I can buy the tesla I want and still make money

    5
    By Vic the Tesla driver
    So there is a way to make money paying your bills. I am upgrading to a tesla. Loved this book. Who thought simple math could be so enriching.
  • Wow a better bank account that pays approx 8 % compound interest.

    5
    By Vic sr
    So I heard of this before but now that I see the simple math it all makes sense. Read this book it will improve your net worth.